Your rate isn't your old salary ÷ 2080. Work it out properly — after self-employment tax, the benefits you now fund yourself, expenses, and the hours you can't actually bill. Free calculators, no signup, and every formula shown so you can check the math yourself.
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The rate you actually need — after taxes, self-funded benefits, unpaid time, expenses, and time off. Not just "salary ÷ 2080."
Open tool → ● LiveTurn scoped hours, a risk buffer, and revisions into a fixed-bid quote you can defend — without losing money to scope creep.
Open tool →The rate, project-pricing, retainer, and raise-your-rate models from these calculators — in one polished spreadsheet you keep and reuse. Works in Excel and Google Sheets.
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Even Keel provides general calculators and templates for informational purposes only. Nothing here is tax, legal, or financial advice. Confirm important decisions with a qualified professional.